The Credit Commons is a process, not a product. Our goal is to design the elegant solution … a complementary money and banking system that can better meet the needs of the 21st century. Tech innovators have disrupted, democratized and transformed other industries all across the economic spectrum from media to entertainment. Now …100 years after the blueprint for the Federal Reserve System was created in secrecy, our goal is to open up the process and crowdsource our collective intelligence to create a blueprint for a better system that promotes genuine economic democracy … a system that can complement the existing structure and make the entire financial system more stable, sustainable and equitable. For more info visit: The Credit Commons Website.